Armored Financial Group
Protect your family. Secure the future you're building.
Armored Financial Group helps individuals and families explore life insurance, mortgage protection, and retirement solutions with straightforward, personalized guidance.
Prefer to talk?(513) 908-1010
For individuals & families
Protect the people who count on you
Explore life insurance, mortgage protection, final expense, retirement and Medicare options with a licensed professional who explains each choice clearly.
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For insurance professionals
Build a career helping families
Licensed agents and people new to the industry are welcome to learn more. Opportunity details are discussed in conversation.
Explore CareersInsurance Solutions
Coverage built around your life
We help you understand each option in plain English, then compare choices that fit your goals and budget. Every policy is subject to carrier underwriting, approval, and state availability.
Life Insurance
Help protect your family's income, home, and future if the unexpected happens.
Learn more about Life InsuranceMortgage Protection
Life insurance designed to help your family keep the home if something happens to you.
Learn more about Mortgage Protection
Final Expense Insurance
Smaller whole life policies to help loved ones with funeral and end-of-life costs.
Learn more about Final Expense Insurance
Indexed Universal Life (IUL)
Permanent life insurance with potential cash value growth linked to a market index.
Learn more about Indexed Universal Life (IUL)
Retirement Solutions
Explore annuities and tax-advantaged strategies to help create retirement income.
Learn more about Retirement Solutions
Medicare Solutions
Understand Medicare Advantage, Medicare Supplement, and prescription drug plan options.
Learn more about Medicare SolutionsWhy Armored Financial
The guidance of an independent agency
As an independent agency, we aren't tied to a single insurance company. That means we can focus on your needs first and help you compare available options.
Armored Financial Group serves individuals and families across the United States through appropriately licensed insurance professionals. Insurance products and availability vary by state, carrier, and individual eligibility.
Meet the founder
Family protection is personal
I'm Justin Margeson. I've worked in the insurance industry since 2012, and protecting family is personally important to me.
That perspective shapes how I work with individuals and families: listening to what matters to them and helping them understand their insurance options.
Justin MargesonFounder, Armored Financial Group
More about Justin and our missionOur approach
How we work with you
Insurance decisions are personal. Our role is to help you make an informed one — clearly, and at your pace.
We listen before we recommend
Every conversation starts with your family, your goals, and your budget — not a product.
We explain options in plain English
You should understand what a policy does, what it costs, and what it doesn't cover before you decide.
We respect your budget
Protection should fit your finances today, with room to adjust as life changes.
We support you start to finish
A licensed professional walks you through each step of the application process.
We stay in touch
Reach us by phone, email, or text as your needs change — a new home, a growing family, or approaching retirement.
How it works
- 1.
Tell us what you need
Complete a short form about your insurance interests.
- 2.
Review your options
An insurance professional helps you understand available coverage options.
- 3.
Protect what matters
Choose coverage that fits your needs and budget, subject to carrier approval and policy terms.
Common questions
Questions about protecting your family
Every situation is different. These answers are general; a licensed professional can walk through your specific options.
(513) 908-1010How much life insurance do I need?
It depends on your income, debts, and goals. Consider the people who depend on you, ongoing expenses, and any existing coverage. There's no single right answer; an insurance professional can help you review your needs.
Explore life insuranceWhat is the difference between term and whole life insurance?
Term life covers a set period. Whole life is permanent coverage designed to last a lifetime, generally with level premiums and cash value. Keeping coverage in force depends on required premiums and policy terms. Features and costs vary by carrier, policy, and state.
Compare life insurance optionsWill I need a medical exam?
Some policies require one and some don't. Requirements depend on the carrier, the amount of coverage, and your health. A policy without an exam may still require health questions and underwriting.
Learn about final expense insuranceWhat affects the cost of life insurance?
Costs can depend on your age, health, coverage amount, policy type, and the carrier's underwriting criteria. We can help you understand available options, but premiums and eligibility are determined by the carrier.
Review life insurance optionsCan I explore coverage if I have a health condition?
Yes, you can ask about available options. Health conditions may affect eligibility, premiums, waiting periods, or policy terms. Requirements vary by carrier and product, and approval is not guaranteed.
Explore life insuranceWhat does working with an independent agency mean?
An independent agency is not tied to a single insurance company. We help you compare available options based on your needs. The choices we can discuss depend on the companies and products we work with, your state, and individual eligibility.
Explore our insurance solutionsCareers
Build a career that makes a difference
Whether you're a licensed agent or new to the industry, we're looking for motivated people ready to grow.
Licensing must be completed before any activity that legally requires a license.
Your family's protection starts with one conversation
Tell us a little about what you need. A licensed professional will follow up to walk through options with you — no pressure.