Help keep your family in the home you've built

For most homeowners, the mortgage is the largest debt they carry. Mortgage protection life insurance helps protect your family from it.

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How it works

If the unexpected happens, your family keeps the keys

Mortgage protection is life insurance chosen to match your mortgage — usually for about the length of the loan.

1
Today
You choose coverage
Pick a benefit and term that line up with your mortgage balance and remaining years.
2
During the term
Your family is protected
Keep paying premiums and the policy stays in force.
3
If you pass away
A benefit is paid
The benefit goes to your beneficiaries — not the bank.
4
Afterward
Your family decides
They can pay off the mortgage, keep up payments, or cover other needs.

Some policies offer optional riders for situations such as disability or critical illness, depending on the carrier and state.

Know the difference

They sound similar, but they protect different people.

Protects your family

Life insurance you own.

Protects your lender

Private mortgage insurance, often required with a smaller down payment.

Questions we'll walk through together.

Is this the same as PMI?

No. PMI protects your lender. Mortgage protection life insurance pays a benefit to your family.

Does the benefit have to go to the mortgage?

Typically the benefit is paid to your beneficiaries, who decide how to use it.